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Frequently Asked Questions

Bluewater Title & Escrow

What is a title?

A property title is a legal document that defines who owns a specific piece of real estate. It outlines the rights of ownership, including the ability to sell, lease, or modify the property. The title also lists any liens, claims, or encumbrances that may affect the property, such as unpaid taxes or mortgages.
Ensuring a clear and valid title is a crucial part of any real estate transaction.

What is a title insurance?

Title insurance is a policy of protection against loss if any of the problems listed above result in a claim against your ownership. It is the only type of insurance that is backward looking which will protect you from some claim or loss that may have been missed when you purchased the property. The premium for a title policy is paid only once- when the property is sold, and will cover you for as long as you own the property.

Why do I need an attorney in a real state transaction?

Having an attorney involved in a real estate transaction ensures that your legal rights are protected throughout the process. While not always required by law, an attorney can provide valuable guidance in reviewing contracts, addressing legal issues, and resolving potential disputes. They ensure that all documents are legally sound and that the transaction complies with state and local regulations. Most importantly, an attorney can review your title insurance policy to make sure that you are adequately covered in the event a title issue arises sometime in the future.


At Bluewater Title & Escrow, we work closely with attorneys to ensure that every aspect of your transaction is handled professionally and that any legal complications are swiftly resolved. Whether you're buying, selling, or refinancing, an attorney adds an extra layer of protection and confidence in your real estate transaction.

What are closing costs and how much are they?

Closing costs are the fees and expenses associated with finalizing a real estate transaction. These costs typically include title insurance, escrow fees, title insurance premiums, survey fees, appraisal costs, lender fees, property taxes, and recording fees. Both buyers and sellers may be responsible for certain portions of the closing costs, depending on the terms of the transaction. The exact amount of your closing costs can vary based on factors such as the property’s value, location, and the terms of your loan. You can click here to calculate your closings costs or contact our office to obtain a more detailed estimate so there are no surprises at closing.

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Partnering with Bluewater Title & Escrow means more than just successful transactions—it means gaining a team dedicated to your growth as a realtor. Let us support you as you expand your practice and achieve your business goals.

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For legal services, please visit:

Contact

6001 Broken Sound Parkway NW
Suite 416

Boca Raton, Florida 33487

1835 N. University Drive
Coral Springs, Florida 33071

Phone: 561.794.0070

Email: info@bluewatertitle.com

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